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Sat, 06 Sep 2025 19:44:21 -0700

avlcharlie@mastodon.social

Pretty miffed atm..

So my credit isnt the greatest and I decided to work on it. I got a Captol One card which has credit report/work on it stuff. They apparently were using their own system and I was clawing my way up and got to a decent place (low 700).

Then they changed to FICO and I dropped 60+ pts. New system, readjust ok. Then 2 mo of charge/pay on time and it dropped 15 more.

Now Ive done nothing and dropped another 15 and Im scraping 600. Bout to say fuggit.
#fico
#bullshit